C4PS will make a safe harbor matching contribution equal to 100% of your salary deferrals that do not exceed 3% of your compensation plus 50% of your salary deferrals between 3% and 5% of your compensation. This safe harbor contribution is 100% vested.

Example: Salary: $30,000 annually. Employee defers 5% of salary to 401k = $1,500. Employer matches (100%) of 3% = $900 and (50%) remaining 2% = $300. Total 401k deferral and contribution annually (employee and employer match) is: $2,700 (interest excluded.)